Czaban has joked that he grew up "...on the mean streets of McLean, Virginia." His father was a computer-systems analyst for the United States Department of Agriculture and his mother taught elementary school. He attended Cooper Middle School and Langley High School before enrolling at the University of California, Santa Barbara. He graduated in 1990 with a B.S. in Communications and Political Science.
Upon graduating, Czaban served as the radio announcer for the UC Santa Barbara Gauchos' basketball and football teams in addition to hosting a local sports show on KTMS-AM 1260 in Santa Barbara, California until 1994.
Czaban moved back to his hometown and was hired by Andy Pollin at WTEM to do updates as a part-timer for Team Tickers during Summer 1994.
In late 1994, Czaban moved to Chicago to host the morning show on the One-On-One Sports radio network. While in Chicago he met Bob Madden and Brian Nelson, the hosts of Bob & Brian, and added The Sports Report with Steve Czaban segment to their show under the title of "Original Sports Donkey". He hosted until his departure in 1997.
In 1998, Czaban was hired by WFNZ based in Charlotte, North Carolina as their afternoon sports show host, but exited in June 1999.
After six months at ESPN Radio, Czaban rejoined Pollin in 2000 for The Sports Reporters, which aired on Washington, D.C.-based WTEM. The duo raised controversy in December 2012 when commenting on then 50-year-old transgender Mission College basketball player Gabrielle Ludwig. The comments resulted in suspensions for both hosts.
After a 13-year run, in July 2013 ESPN 980 announced that Pollin would be replaced as Czaban's co-host by former Washington Redskins tight end Chris Cooley. With the departure of Pollin, The Sports Reporters was discontinued while the new show, The Drive with Cooley and Czabe, debuted on August 1, 2013 and included Al Galdi. He signed a three-year extension to continue hosting the show on January 6, 2014.
While hosting The Sports Reporters, Czaban joined Fox Sports Radio in 2002 and hosted GameTime with Steve Czaban. In January 2005, he was moved to The First Team on Fox as part of their morning lineup, later renamed the Steve Czaban Show until its cancellation in December 2009.
It was announced in August 2010 that Czaban would return to Sporting News Radio (formerly One-On-One Sports). He was joined by his long-time sidekicks, including co-host Scott Linn, producer Steve Solomon and anchor Al Galdi and later, Tim Murray.
After Yahoo Sports Radio was re-branded into SB Nation in August 2016, The Steve Czaban Show continued its morning time slot until September 19, 2016 where listeners were informed via his website that his contract was not renewed and the show was taken off the air. You can still hear him with Bob and Brian in the morning on 102.9 the Hog in Milwaukee from 8:00 - 8:45 AM every weekday. He is still heard the afternoon drive (4:00 to 7:00 PM) with Scott Linn on ESPN980 in the Washington DC market.
Czaban is married to Deana Czaban and resides on 10 acres in Round Hill, Virginia. The couple has two daughters, Catherine and Megan.