Semi-Integrated Point-of-Sale is a checkout method used by retailers which integrates payment processing and POS software in a secure & streamlined network configuration. Semi-Integration allows retailers to accept Chip/EMV credit card and debit card payments, as well account for inventory changes, returns, voided transactions and other payment functions.
Semi-integration is a measure that ensures payment terminals are connected with retail point-of-sale software, while maintaining separation between payment information transmission and other systems. In order for retailers to become PCI complaint without extensive investment into fully integrated compliant systems, semi-integration offers a cost effective, compliant resolution.
Semi-Integration offers the following benefits:
One to many integration - Solutions that offer semi-integration are often supported with several different processors meaning ISVs develop to one semi-integrated specification and can support multiple processors with the single integration
No costly EMV certifications - EMV certifications are already completed by the processor; the most that is usually required is a simple device integration script or unit testing
PCI PA-DSS Reduced Scope - No sensitive card account data is sent to the POS application that drives the semi-integrated terminal
Customer facing device; merchant should never touch the card
All receipt data is returned from the device to the POS application
Multiple Connectivity Methods - Some devices may allow TCP/IP (wired or WiFi), Serial, USB, Bluetooth or Web Services type connections between the device and POS Application
P2PE - Some processors may offer Point-to-Point Encryption
Dial Backup - If supported by the device, dial backup is usually automatic if the IP connection fails
Ingenico iCT220
Ingenico iCT250
Ingenico iWL250 WiFi
All terminals are PCI PTS compliant and support NFC, Magnetic Swipe, and EMV chip insert
See here for more information on Ingenico US Telium 2 Terminals
Focus POS
NCC Reflection
Ordyx
DataSym
Sterling Payment Technologies
TSYS
