The Saginaw cyclecar was built by the Valley Boat & Engine Co of Saginaw, Michigan between 1914-15. It was a two-seater with a belt drive. Its distinguishing feature was that the headlamps were inset into the front mud guards. The Valley Boat & Engine Co was said to be the manufacturer of the Valley Dispatch truck.
References
Saginaw (automobile) Wikipedia(Text) CC BY-SA