Girish Mahajan

Atom Technologies

Updated on
Share on FacebookTweet on TwitterShare on LinkedIn
Founded  2006
Headquarters  Andheri
Type of business  Private
Atom Technologies httpsmedialicdncommprmprshrink200200AAE
Industry  Online & Offline Payment Service
Key people  Dewang Neralla Founder & CEO
CEO  Dewang Neralla (Nov 2014–)

Atom technologies limited

Atom Technologies is an end to end payment services provider, headquartered in Mumbai, India. atom was started in 2006 and is a subsidiary of the Financial Technologies Group.


The company has historically focused upon the distribution of payment and banking services through the use of mobile technology. atom technologies has created patent pending products & services for mobile payments, Interactive Voice Response (IVR) based payments and mobile based service distribution framework.

Atom technologies workshop


Its products include:

  • Net Banking & Internet Payment Gateway (IPG) An internet payments platform that combines feature sets for enabling payments acceptance through credit, debit cards, net banking as well as other modes along with revenue boosters for merchants such as Multi bank EMI, Discount and Promotion Engine, Multi Product Settlement, Invoice based payments, express checkout etc. Providing one of the highest success rates in the industry, the platform offers an integrated dashboard to the merchant to view transactions not only over Internet, but also over POS and IVR
  • Interactive Voice Response (IVR) Atom IVR helps organizations to accept payments through credit and debit card over a phone call Interactive Voice Response system thus assisting your call center to become a profit center.
  • Mobile Payments App that can be downloaded on the mobile to enable the payment of services listed in it. Atom mobile app contains more than 50 services and allows payments through debit & credit cards, IMPS, Cash cards & Net banking
  • PoS to provide end-to-end payment services, atom provides brick and mortar merchant, acquiring and transaction processing services, in addition to its services over Internet, IVR and Mobile. As a service provider, atom takes over from the bank and provides services right from merchant sign-up, installation of PoS terminals, training & services to merchants, supply of consumables (paper rolls), processing credit card and debit card transactions through its network as well as monitoring risk.
  • Security

    The company’s payment platforms have been accredited for PCIDSS & PA-DSS certifications which are accepted by the banking industry and hence ascertain the security of its mobile payment transactions and the transmission of card holder data.

    Atom’s payment platform uses Advanced Encryption Standard 128 Bit Cipher Block Chaining for routing transactions using secure VPN connectivity. atom does not store any credit card details but acts as a pass-through to the bank’s payment gateway for routing transactions.


    Atom has tie-ups with major banks apart from credit card companies like Visa Inc., MasterCard and American Express. The credit cards of these banks & companies can be used to transact on the atom platform. More than 1500 merchants have tied up with atom to provide these payment services.


  • Atom Technologies has won "The World is Open Award 2008" for excellence in the vertical of financial services. This award was instituted by Red Hat, in collaboration with Skoch Consultancy, to recognize the efforts being made by various industry segments such as banking, insurance, financial services and technology.
  • Atom Technologies has also won the IT People Awards for Product Innovation, 2008 which was instituted by IT People Ltd.
  • Atom Technologies' m-collection model deployed at Sahayata, a microfinance institution based in Udaipur, Rajasthan, has received the Network Computing EDGE award in 2009.
  • Knowledge Faber Awards for Excellence in Payment Method and Technologies 2013
  • IAMAI 3rd India Digital Awards 2013
  • Skoch 5th Financial Inclusion Awards 2013
  • NAFCUB Vision 20-20 Conclave 2012
  • References

    Atom Technologies Wikipedia

    Similar Topics
    Podaa Podi
    Callum Paterson
    T J Sorrentine