Stuart Mitford Fraser was educated at Blundell's School and Balliol College. He passed the examination for the Indian Civil Service in 1882 and was allocated to the Bombay Presidency.
Within 5 years Fraser was selected as guardian and tutor to the Raja of Kolhapur, later to become Maharajah Shri Shau Chatrapati after being educated at Rajkumar College, Rajkot.
He later had responsibility for the leadership preparations of the Maharajah of Bhavanagar, Shri Bhavsinhji II (1875–1919) after schooling at Rajkumar College, Rajkot like his father, Takhtsinhji and son, Krishna Kumarasingh Bhavasingh the last Maharaja of Bhavnagar.
In 1896 Fraser was appointed as governor and tutor to the young Krishna Raja Wadiyar IV, Maharaja of Mysore, who was later to become known as a beneficent ruler who enhanced the reputation of Mysore as a model state.
In 1903 Fraser went to the Foreign Department at Calcutta and Simla as deputy secretary and in 1904 was sent by Lord Curzon as H.M Commissioner to negotiate with the Chinese about the Anglo-Tibetan Convention (requiring Tibet to open its border with British India).
Fraser returned to India in 1905 as Resident in Mysore and Chief Commissioner of Coorg. In 1911 Fraser was appointed Resident in Kashmir and for several months in 1914 was acting Resident in Hyderabad.
At the commencement of the First World War, with Turkey taking the side of Germany, it was Fraser’s resolute and confident approach that persuaded Osman Ali Khan, Asaf Jah VII, the Nizam of Hyderabad, to resist defeatist view and ensure continued support for the British Raj.
Fraser Town (sometimes corrupted as Frazer Town), is a suburb of Bangalore Cantonment, in Bangalore North-East, spread over 4 km2. It was established in 1906 and is named after Stuart Mitford Fraser (1864-1963). Fraser Town was established to de-congest the growing Bangalore Civil and Military Station (otherwise known as the Bangalore Cantonment). The foundation of Fraser Town was laid in August 2010 by Mrs. F J Richards, with a commemorative plaque on the corner of Coles Road and Mosque Road . Fraser Town is a residential and commercial suburb, the prominent roads being Promenade Road, Netaji Road, Madhavraya Mudaliar Road (M M Road), Haines Road, Spencer Road, Wheeler Road, Mosque Road, etc. The suburb is known for its communal harmony with Hindus, Muslims and Christians living side by side in peace.