Fixed Acquirer Network Fee

Fixed Acquirer Network Fee (FANF) is a fee that VISA began assessing each of its merchants for in 2012. Ranging from $2 (USD) to $380,000 (USD), it is based on the size of the merchant. A high-volume merchant category code (MCC) with over 4000 locations, that also processes 4 million in card not present volumes will be assessed: $85 * 4001 locations + $40,000 for card not present = $380,085.