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Banning was born in Danielson, Connecticut. His parents, natives of Newport, Rhode Island, returned to it when their son was very young. He attended Rogers High School and Brown University. He dropped out in his junior year, and began working as a draftsman for Gould & Angell, prominent Providence architects.
Banning established an office in Providence in the mid-1890s. He began to specialize in public buildings, including a number of schools. He relocated his office to Newport in 1900, and back to Providence in 1903. Later that year he made his brother-in-law, Henry C. Thornton, a partner in Banning & Thornton. This association continued until 1912, when Banning went west to San Diego, California. He continued to practice as an architect, and died there in 1940.
